As I said, I wish I could say it was easy. It wasn't, but it wasn't hard either. But without a strong reason or purpose, anything in life is hard.
In other words, getting closer to God through Christ to be rich is just like going to school so you can be rich, one is not necessary a prerequisite of the other. You can be rich without God, just as you can be rich without going to school, examples of these abound.
Layback attitude won't get anyone anywhere, don't self destruct because you don't want to go the extra mile. There is a lot at stake, wishing it won't cut it, you will have to work it.